Deposit Rates

Time to Earn More

Each depositor is insured by the Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits over and above this amount are covered by the Depositors Insurance Fund (DIF).

Deposit Rates

Minimum to OpenMinimum to Earn APYInterest RateAPY*
NOW Checking$100.00 $10.00 0.01%0.01%
Passbook Savings$10.00 $10.00 0.025%0.025%
Statement Savings$50.00 $10.00 0.025%0.025%
Money Market Account$2,500.00 $2,500.00 0.15%0.15%
$25.00 0.01%0.01%
Christmas Club$10.00 $10.00 0.50%0.50%
Vacation Club$10.00 $10.00 0.50%0.50%
*Annual Percentage Yield (APY) as of 2/16/2024 and subject to change at any time without notice. Rates may change after the account is opened. Fees could reduce earnings.

Certificates of Deposit

TermMinimum to OpenMinimum for APYInterest RateAPY**
CD Specials5 Month$500.00$500.003.92%4.00%
11 Month$500.00$500.003.68%3.75%
17 Month$500.00$500.003.44%3.50%
Certificates of Deposit (CDs)6 months$500.00$500.000.20%0.20%
12 months$500.00$500.000.25%0.25%
18 months$500.00$500.000.30%0.30%
24 months$500.00$500.000.40%0.40%
30 months$500.00$500.000.45%0.45%
36 months$500.00$500.000.50%0.50%
48 months$500.00$500.000.65%0.65%
Individual Retirement Accounts (IRAs)6 months$500.00$500.000.20%0.20%
12 months$500.00$500.000.25%0.25%
18 months$500.00$500.000.30%0.30%
24 months$500.00$500.000.40%0.40%
30 months$500.00$500.000.45%0.45%
36 months$500.00$500.000.50%0.50%
48 months$500.00$500.000.65%0.65%
60 months$500.00$500.000.90%0.90%
**Annual Percentage Yield (APY) effective 12/20/2024 and subject to change without notice. CD and IRA accounts are subject to early withdrawal penalties. Service fees may reduce earnings for all deposit accounts.

CD Specials: Minimum $500.00 to open, maximum $250,000.00 opening deposit. Must be new money to Stoughton Co-Operative Bank.

 

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CDs and IRAs

We offer a range of CDs and IRAs.

CD & IRA Options

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About Savings Accounts

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To learn more about how Stoughton Co-Operative Bank can help you succeed and reach your goals, call (781) 344-3080, stop by one of our locations, or use our contact form.