| Vehicle Years | Term | Monthly payments for loan of $1,000 | APR* | |
|---|---|---|---|---|
| Auto Loans – New | 2024 – 2025 | Up to 60 months | $19.10 | 5.49% |
| 2024 – 2025 | 72 months | $16.57 | 5.99% | |
| Auto Loans - Used | 2021 – 2024 | Up to 60 months | $19.33 | 5.99% |
| 2021 – 2024 | 72 months | $16.69 | 6.24% | |
| 2017- 2020 | Up to 60 months | $19.33 | 5.99% | |
| 2015 – 2016 | 36 months | $31.33 | 7.99% | |
| Personal Loans | $7,500.00 | 3 Years | $35.65 | 16.99 |
| $5,000.00 | 2 Years | $47.07 | 11.99% |
Auto Loans: Advertised rates reflect a 1% discount and is only valid if payments are automatically deducted from a Stoughton Co-Operative Bank checking account which has established direct deposit. A new (2024-2025 never registered vehicle) auto loan at 5.49% APR for 60 months would have monthly payments of $19.10 per $1,000.00 borrowed. Without the 1% discount option the Annual Percentage Rate is 6.49% with monthly payments of $19.56 per $1,000.00 borrowed. A used (2021-2024) auto loan at 5.99% APR for 60 months would have monthly payments of $19.33 per $1,000 borrowed. Without the 1% discount option the Annual Percentage Rate is 6.99% with monthly payments of $19.80 per $1,000.00 borrowed. For qualified applicants financing may be available for new and used vehicles up to 100% of purchase price plus sales tax. Vehicles must have fire, theft and collision insurance coverage.